University Place Mortgage Broker 10 Min JBLM – 5 Min Tacoma – Fircrest, Steilacoom, DuPont, Lakewood
University Place mortgage broker near me – All Tech Mortgage Inc. NMLS 108686 – Since 1996 – Full-service mortgage broker serving University Place, Fircrest, Steilacoom, DuPont, Lakewood, Tacoma near JBLM – VA FHA Conventional expert – VA 0% down, FHA 3.5% down, Conventional 3% down, plus Reverse, DSCR investor loans, Bank Statement loans for self-employed. Near Chambers Bay Golf Course, family-friendly, affordable vs Seattle, BAH friendly. Wholesale rates – shop 10+ lenders – Rocket, Provident, Plaza, Kind & more. We shop, you save – fast 14-21 day close when paperwork ready.
Reverse DSCR Bank Stmt
Start Your University Place Pre-Approval
Secure • 5 min • All loan types • Wholesale
START PRE-APPROVAL → 🤝 ALL TECH TESTIMONIALSAll Tech Mortgage – Full Loan Suite – University Place VA FHA Conventional
We are a full-service mortgage broker serving University Place, Fircrest, Steilacoom, DuPont, Lakewood, Tacoma – near JBLM 10 min, Tacoma 5 min – VA, FHA, Conventional, plus specialty programs for investors and self-employed. Chambers Bay Golf Course area, family-friendly, affordable vs Seattle, BAH friendly. Wholesale rates from 10+ lenders – we shop, you save.
VA Loans – 0% Down No PMI
- 0% down no PMI – full entitlement $0 down no cap*
- Seller up to 4% – Pierce County $1,063,750 – King/Pierce/Snohomish Same
- VA Cash-Out 100% LTV – VA IRRRL 0.5% fee no appraisal
- Funding fee 2.15% first / 3.3% subsequent – disabled exempt*
- Credit 580+ most wholesale – BAH counts 100% – University Place BAH friendly
FHA & Conventional
- FHA 3.5% down – 580+ credit – seller up to 6% – University Place family-friendly
- Conventional 3% down first-time buyer – 5% down – 20% down no PMI
- PMI if <20% – seller 3%/6%/9% conventional – affordable vs Seattle
- FHA UFMIP 1.75% – Conventional jumbo available – Chambers Bay area
- First-time buyer, move-up, cash-out refinance – Fircrest Steilacoom DuPont Lakewood Tacoma
DSCR, Bank Statements, Reverse, Self-Employed
- DSCR Loans – No income, no job – rent covers payment – investors University Place
- Bank Statement Loans – 12 or 24 mo bank statements – no W2s / no tax returns
- Self-Employed Loans – P&L, 1099, business bank statements
- Reverse Mortgage – 62+ – HECM – no monthly payment*
- Jumbo, Non-QM, Asset Depletion – we shop 10+ lenders
University Place Families Love Us – ★★★★★ Reviews – Since 1996
"As a first time home-buyer, you helped make my purchase smooth and extremely well-informed. Despite working with possibly the most difficult type of home purchase (HUD foreclosure)... we were able to do it within four weeks, and I could not be happier."
"I have owned 2 homes in the past and never have I dealt with such an amazing and efficient loan officer. I was told what would happen, when it would happen and everything to expect. I met with Kevin once, that was it! The phone calls numbered 3, the emails numbered 5 then the loan was issued. The entire process took about 2 weeks."
"Kevin impressed me with his expertise, customer service and his ability to save me a lot of money. Kevin saved me thousands of dollars compared to what other lenders/brokers quoted me... I am a loyal USAA customer and was surprised at how much more they were going to cost me over Kevin."
2026 Loan Limits – University Place WA – $1,063,750 Pierce – Full Entitlement $0 Down VA No Cap*
2026 FHFA conforming limits – University Place WA Pierce County $1,063,750 – King Pierce Snohomish $1,063,750 Same – King/Pierce/Snohomish Same – Full Entitlement $0 Down VA No Cap* – baseline $832,750 most counties Thurston $832,750 – 2025 was $1,209,750 now $1,063,750 2026 – full entitlement $0 down no cap per Blue Water Navy Act 2020 lender approval required – partial entitlement bonus formula – FHA and conventional limits also $1,063,750 high-cost $832,750 baseline. Serving University Place, Fircrest, Steilacoom, DuPont, Lakewood, Tacoma – 10 Min JBLM, 5 Min Tacoma, near Chambers Bay Golf Course, family-friendly, affordable vs Seattle, BAH friendly.
Why Use All Tech Mortgage – University Place
- Wholesale Rates – Shop 10+ Lenders – We Shop, You Save – Bank has one rate – broker shops 10+ wholesale for best rate/fees – VA FHA Conv Jumbo Reverse DSCR – Rocket, Provident, Plaza, Kind, EPM
- VA Loans University Place – 0% Down No PMI – $1,063,750 Pierce – King/Pierce/Snohomish Same – 100% LTV cash-out, IRRRL no appraisal – BAH friendly – 10 Min JBLM
- FHA 3.5% Down – Conventional 3% Down First-Time Buyer – 20% Down No PMI – UFMIP 1.75% – PMI if <20% – Chambers Bay area, family-friendly, affordable vs Seattle
- DSCR – Bank Statements – Self-Employed – Reverse – Non-QM – Fircrest Steilacoom DuPont Lakewood Tacoma – Investors & self-employed OK – 12/24 mo bank statements
- Fast 14-21 Day Close – Same-Day Pre-Approval – COE In Minutes – W2s 2 yrs, pay stubs 30 days, bank stmts 2 mo – upload to kevin@alltechmortgage.com – 5 Min Tacoma
University Place Mortgage Broker? Get Pre-Approved Today.
University Place VA FHA Conventional – University Place, Fircrest, Steilacoom, DuPont, Lakewood, Tacoma – near JBLM 10 min, Tacoma 5 min, Chambers Bay Golf Course, family-friendly, affordable vs Seattle, BAH friendly – VA FHA Conventional Reverse DSCR Bank Statement Self-Employed – wholesale rates – shop 10+ lenders – 40 years – Since 1996.
VA FHA Conv Reverse DSCR Bank Stmt Self-Employed
University Place – Fircrest Steilacoom DuPont Lakewood Tacoma – 10 Min JBLM 5 Min Tacoma
Kevin Tinsley
Senior Loan Officer
NMLS#108542
What's your buying power?
Quick 2-minute check – no obligation, direct answer from Kevin.