Gig Harbor Mortgage Broker 20 Min Tacoma via Narrows Bridge – 25 Min JBLM – Waterfront Community
Gig Harbor mortgage broker near me – All Tech Mortgage Inc. NMLS 108686 – Since 1996 – Serving Gig Harbor, Artondale, Rosedale, Wollochet Bay, Key Peninsula – waterfront, harbor, family-friendly, affordable luxury, 20 min Tacoma via Narrows Bridge, 25 min JBLM, BAH friendly, WA no income tax. Full-service mortgage broker offering VA 0% down, FHA 3.5% down, Conventional 3% down, plus Reverse, DSCR investor loans, Bank Statement loans for self-employed, and more. Wholesale rates – shop 10+ lenders – Rocket, Provident, Plaza, Kind & more. We shop, you save – fast 14-21 day close when paperwork ready.
Reverse DSCR Bank Stmt
Start Your Gig Harbor Pre-Approval
Secure • 5 min • All loan types • Wholesale • 20 Min Tacoma
START PRE-APPROVAL → 🤝 ALL TECH TESTIMONIALSGig Harbor: Artondale, Rosedale, Wollochet Bay, Key Peninsula – waterfront, harbor, family-friendly, BAH friendly, WA no income tax – 20 min Tacoma via Narrows Bridge, 25 min JBLM
All Tech Mortgage – Full Loan Suite – All Loan Types – Gig Harbor
We are a full-service mortgage broker – VA, FHA, Conventional, plus specialty programs for investors and self-employed. Wholesale rates from 10+ lenders – we shop, you save. Serving Gig Harbor waterfront, harbor, family-friendly affordable luxury – 20 min Tacoma, 25 min JBLM.
VA Loans – 0% Down No PMI
- 0% down no PMI – full entitlement $0 down no cap*
- Seller up to 4% – Pierce $1,063,750 – Gig Harbor $1,063,750
- VA Cash-Out 100% LTV – VA IRRRL 0.5% fee no appraisal
- Funding fee 2.15% first / 3.3% subsequent – disabled exempt*
- Credit 580+ most wholesale – BAH counts 100% – WA no income tax – 25 min JBLM
FHA & Conventional – Waterfront OK
- FHA 3.5% down – 580+ credit – seller up to 6%
- Conventional 3% down first-time buyer – 5% down – 20% down no PMI
- PMI if <20% – seller 3%/6%/9% conventional
- FHA UFMIP 1.75% – Conventional jumbo available – Harbor homes
- First-time buyer, move-up, luxury waterfront, cash-out refinance
DSCR, Bank Statements, Reverse, Self-Employed
- DSCR Loans – No income, no job – rent covers payment – investors – Gig Harbor rentals
- Bank Statement Loans – 12 or 24 mo bank statements – no W2s / no tax returns
- Self-Employed Loans – P&L, 1099, business bank statements – family-owned biz friendly
- Reverse Mortgage – 62+ – HECM – no monthly payment* – waterfront retiree friendly
- Jumbo, Non-QM, Asset Depletion – we shop 10+ lenders – affordable luxury
Gig Harbor Families Love Us – ★★★★★ Reviews – Since 1996
"As a first time home-buyer, you helped make my purchase smooth and extremely well-informed. Despite working with possibly the most difficult type of home purchase (HUD foreclosure)... we were able to do it within four weeks, and I could not be happier."
"I have owned 2 homes in the past and never have I dealt with such an amazing and efficient loan officer. I was told what would happen, when it would happen and everything to expect. I met with Kevin once, that was it! The phone calls numbered 3, the emails numbered 5 then the loan was issued. The entire process took about 2 weeks."
"Kevin impressed me with his expertise, customer service and his ability to save me a lot of money. Kevin saved me thousands of dollars compared to what other lenders/brokers quoted me... I am a loyal USAA customer and was surprised at how much more they were going to cost me over Kevin."
2026 Loan Limits – Gig Harbor WA – $1,063,750 Pierce – Full Entitlement No Cap – Waterfront
2026 FHFA conforming limits – Pierce County $1,063,750 – Gig Harbor Pierce – King/Pierce/Snohomish $1,063,750 – Baseline $832,750 Most Counties – 20 Min Tacoma Narrows Bridge – 25 Min JBLM – Waterfront Community. Gig Harbor Mortgage Broker – Gig Harbor, Artondale, Rosedale, Wollochet Bay, Key Peninsula – waterfront, harbor, family-friendly, affordable luxury, BAH friendly, WA no income tax. Full entitlement $0 down no cap per Blue Water Navy Act 2020 lender approval required – partial entitlement bonus formula – FHA and conventional limits also $1,063,750 high-cost $832,750 baseline.
Why Use All Tech Mortgage – Gig Harbor Mortgage Broker
- Wholesale Shop 10+ Lenders – We Shop, You Save – Bank has one rate – broker shops 10+ wholesale for best rate/fees – VA FHA Conv Jumbo Reverse DSCR – Rocket, Provident, Plaza, Kind, EPM & more
- VA Loans Gig Harbor – 0% Down No PMI – $1,063,750 Pierce – BAH Friendly – 100% LTV cash-out, IRRRL no appraisal – 20 min Tacoma Narrows Bridge, 25 min JBLM, WA no income tax
- FHA 3.5% Down – Conventional 3% Down First-Time Buyer – Waterfront & Harbor OK – UFMIP 1.75% – PMI if <20% – luxury & affordable luxury – Gig Harbor, Artondale, Rosedale, Wollochet Bay, Key Peninsula
- DSCR – Bank Statements – Self-Employed – Reverse – Non-QM – Gig Harbor Investors – Investors & self-employed OK – 12/24 mo bank statements – family-friendly & harbor community
- Fast 14-21 Day Close – Same-Day Pre-Approval – COE In Minutes – W2s 2 yrs, pay stubs 30 days, bank stmts 2 mo – upload to kevin@alltechmortgage.com – waterfront, harbor, affordable luxury
Gig Harbor Mortgage Broker? Get Pre-Approved Today – Waterfront.
VA FHA Conventional Reverse DSCR Bank Statement Self-Employed – wholesale rates – shop 10+ lenders – 40 years – Since 1996 – Gig Harbor, Artondale, Rosedale, Wollochet Bay, Key Peninsula – 20 min Tacoma – 25 min JBLM – BAH friendly WA no income tax.
VA FHA Conv Reverse DSCR Bank Stmt Self-Employed
https://www.alltechmortgage.com/gig-harbor-mortgage-broker
Kevin Tinsley
Senior Loan Officer
NMLS#108542
Got a minute?Click to see how much you can pre-qualify for!