FHA VA STREAMLINE REFINANCE WASHINGTON • BROKER SINCE 1996 • NMLS 108686 • 253.472.1500

FHA & VA Streamline Refinance Washington State – Lower Payment, No Appraisal, Fast

Do You Currently Have an FHA or VA Loan? Washington State Broker with Wholesale Streamline Rates.

We have the program for you! It is called the Streamline Refinance Program – FHA Streamline and VA IRRRL. As a Washington State based mortgage broker since 1996, we shop 10+ wholesale lenders for the lowest streamline rates. You can even skip a monthly house payment and receive cash back after closing – escrow refund – several hundred dollars in your pocket!

No Appraisal Option No Income Docs VA IRRRL Skip 1-2 Payments No Out of Pocket Costs

Just Look At The Benefits! – FHA VA Streamline Washington

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Lower Monthly Payment
Lower rate = immediate savings
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Lower Interest Rate
Wholesale streamline rates
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NO Out of Pocket Costs
No-cost options – lender credit
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Minimal Docs / NO Credit* VA
*IRRRL no credit, FHA credit check but flexible
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15, 20 & 30 Year Terms
Shorten term, save interest
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Skip Payment + Cash Back
Escrow refund after closing
FHA STREAMLINE – WASHINGTON

FHA Streamline Refinance – FHA to FHA

This type of refinance is similar to VA IRRRL but for FHA loans. Minimal documentation needed, Washington State broker.

  • Must currently have FHA loan – FHA to FHA only
  • No appraisal required in many cases – saves $600
  • Credit check required but flexible – 580+ preferred
  • Must have made 6 on-time payments, 210 days since last loan
  • Net tangible benefit – payment must drop 5%+
  • No cash-out – rate/term only – but skip payment + escrow refund
  • MIP refund – partial refund of upfront MIP if within 3 years
VA IRRRL – WASHINGTON VETERANS

VA IRRRL Streamline – VA to VA – The Easiest Refi

If you're a Veteran with current VA loan, VA IRRRL (Interest Rate Reduction Refinance Loan) is fastest refi in Washington. Special purchase programs also available for Veterans.

  • Must have existing VA loan – VA to VA only
  • NO appraisal – NO income docs – NO credit check (most lenders) – fastest close 2-3 weeks
  • NO out of pocket – all costs rolled in or lender credit
  • Lower rate, lower payment – skip up to 2 payments
  • Funding fee only 0.5% – vs 2.15% purchase – exempt if VA disabled
  • 15, 20, 25, 30 year terms – can shorten or keep same
  • Investment property OK – if you previously occupied as primary

Why Use a Washington State Based Broker for FHA VA Streamline?

✔ Washington Licensed Broker – Not National Call Center – Tacoma/Steilacoom based, NMLS 108686, understand WA property taxes, escrow, title
✔ Wholesale Streamline Rates – Shop 10+ lenders – Rocket Wholesale, Provident, Plaza, Kind – banks have one rate, we have dozens
✔ Low Fees – Fast Closes – Independent broker low overhead – streamline closes 14-21 days vs 45 days bank
✔ VA Specialist – JBLM Expert – VA IRRRL specialist – we pull COE, handle DD214, funding fee exemption checks

Serving homeowners across Washington State: Seattle, Tacoma, Olympia, Spokane, Vancouver WA, Bellevue, Everett, Kent, Puyallup, Pierce County, King County, Snohomish County, Thurston County, Kitsap County, Clark County. Whether you have FHA or VA loan – we have streamline program to lower your payment with minimal paperwork.

Ready to Lower Payment? Check FHA VA Streamline Eligibility
No appraisal option – Skip payment – Several hundred dollars back after closing
WWW.ALLTECHMORTGAGE.COM • FHA VA STREAMLINE WASHINGTON • 253.472.1500 • NMLS 108686 • WASHINGTON BROKER SINCE 1996
Apply Now!