ABOUT ALL TECH MORTGAGE INC. • NMLS 108686 • SINCE 1996

Washington Mortgage Broker Since 1996 - Family Owned, Wholesale Rates

We are not a national call center or big bank. We are a Steilacoom/Tacoma based independent mortgage broker helping Washington homeowners since 1996. One broker, 10+ wholesale lenders, thousands of families closed.

Kevin Tinsley Washington Mortgage Broker

Kevin Tinsley - President/Owner - NMLS 108542

30+ years mortgage experience. Licensed Washington mortgage broker since 1996. Company NMLS 108686. I started All Tech Mortgage Inc. to give Washington borrowers what banks can't: choice. Banks have one rate, one underwriter. As a broker, I shop Rocket Wholesale, Provident Funding, Plaza Home Mortgage, Kind Lending, EPM and others to find the lowest rate and fees.

Specialties: VA loans and VA IRRRL (JBLM specialist - Pierce County), FHA, conventional, jumbo, DSCR investor loans with no income docs, and Washington reverse mortgage age 62+ with required HUD counseling. Based at 2819 Chambers Bay Dr, Steilacoom WA 98388 - serving Pierce, King, Snohomish, Thurston, Kitsap, Clark and Spokane counties.

Why Washington Borrowers Choose a Broker vs Bank

All Tech Mortgage - Broker

  • Shop 10+ wholesale lenders - dozens of rates
  • Wholesale low rates + low independent fees
  • Higher approval - if one lender says no, we have 9 more
  • 14-25 day closings - local processing
  • Washington expertise: escrow, deed of trust, property tax exemptions
  • Products banks don't offer: DSCR, proprietary reverse jumbo

Big Bank / Direct Lender

  • One rate, one underwriter - take it or leave it
  • Retail rates + higher overhead fees
  • One set of guidelines - stricter
  • 45+ days, national call center
  • Not local - no Washington-specific knowledge

How We Work - Simple, Fast, Transparent

  1. Free Review (Same Day): Email or call - we review credit, income, equity - pre-qual same day.
  2. Shop Wholesale: We price your scenario with 10+ lenders - you get the lowest rate + fees in writing.
  3. Processing & Underwriting (3-7 days): We handle appraisal, title, and conditions. You upload securely via our portal.
  4. Close at Local Escrow (14-25 days): Washington uses escrow/title - Chicago Title, First American, WFG - mobile notary can come to you in Pierce, King, Snohomish, Thurston.

Learn more: The Loan Process | Paperwork Needed

Our Team

Kevin Tinsley
Kevin Tinsley - NMLS 108542
President/Owner - 30+ Years
kevin@alltechmortgage.com
Mike Dubos
Mike Dubos - NMLS 276261
Sr Loan Officer
mike@alltechmortgage.com
Licensing & Compliance: All Tech Mortgage Inc. - Washington Mortgage Broker - Company NMLS 108686 - 2819 Chambers Bay Dr, Steilacoom WA 98388 - Equal Housing Opportunity - Licensed in Washington State. We comply with all HUD requirements including reverse mortgage HUD approved counseling - borrowers must coordinate own counseling with HUD approved agency. NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
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